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If you are having trouble paying your mortgage or are at risk of foreclosure, contact a not-for-profit housing counselor in New York. Not-for-profit housing counselors provide free, professional advice. They can help you assess your options, negotiate with your lender and find free legal services and other resources in New York. The following not-for-profit housing counseling organizations have received some type of public funding to provide foreclosure prevention services. It’s always a good idea to call in advance to see if an appointment is necessary and what, if any, documents you should bring with you.